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Isner Insurance offers contractors insurance in Columbus, OH and surrounding areas, including Cincinnati, Cleveland, Akron, Dayton and Springfield. If you run a construction or general contracting company, such as a roofing or framing business, you need to ensure you are covered with the appropriate insurance for your line of work.
The right type of business insurance for your company depends upon a number of factors, including the nature of your work, whether your staff and sub-contractors drive commercial vehicles on the job, whether you or your employees handle electricity, and so on. If you are an electrician, for example, your needs are different from a painter, carpenter or plumber.
When we meet with you, we will ask all the right questions to get to know you and your business so we can tailor a plan to your company needs.
While contractors insurance seems complicated, your agent at the Isner agency can add clarity and help you sort through your choices. What’s more, we are an independent agency, and we work with a variety of insurance companies, which enables us to shop around for the best coverage and value for you.
Some of the types of insurance that may apply to your organization include:
If you run a small business, your primary need may be general liability insurance to make sure you are covered for the legal and medical expenses you may incur in the event you are at fault in an incident on the job that causes harm. A larger construction outfit, on the other hand, is more likely to need a wider range of coverage types such as bonds, general liability and commercial vehicle insurance. Those who provide design and advisory services may also need errors and omissions insurance.
At Isner Insurance Associates, our goal is to help accurately assess your liability as a contractor, as well as the daily risks you and your workers face, and any additional coverage you may want to provide to your work force, such as workers comp. Then we will help tailor a plan to your business needs.
When you are embarking on a new contract, you may be required to present a certificate of insurance before obtaining a home improvement license or permit and starting work. Our office has a fast, streamlined process for writing up these documents on behalf of our clients, and we can provide your proof of insurance certificate in thirty minutes or less.
Simply visit our Insurance Quotes page to obtain comparative contractors insurance rates and get started. Or call our Columbus, OH, office at 614-236-8691 for personalized assistance with all of your business and personal insurance needs. We look forward to working with you.