Bar & Restaurant Insurance

Columbus Bar Insurance and Restaurant Insurance

Isner Insurance Associates insures restaurants, pizza shops, taverns and bars throughout central Ohio, including Columbus, Cleveland, Cincinnati, Akron, Zanesville, Whitehall, Springfield and Ironton. We look forward to helping you find the right coverage for your bar or dining establishment.

Bar and Restaurant Business Risks

The hospitality industry has unique risks, particularly in establishments that serve food and/or liquor. As a bar or restaurant owner, your concerns may include food safety, liquor liability, risks to your workers, claims from guests due to safety issues on your premises, and potential accidents and injuries related to your line of work.

It is important for you to be covered for the full range of risks to your business to protect your company’s financial well-being. Liability claims can occur from a wide variety of incidents. Some potential examples include: a guest falls on an icy sidewalk or becomes ill from food contamination; a worker is injured while working in the kitchen or while transporting food in a company vehicle; a patron leaves your establishment intoxicated and causes an accident.

Protecting Your Establishment with Restaurant or Bar Insurance

At Isner Insurance, we are devoted to helping businesses to operate under the protection of the right insurance coverage for their specific needs. We work with high quality insurance companies that can provide your restaurant, tavern, bar or pizza shop with just the right insurance for your needs.

The coverage that makes for your business depends upon a range of factors. When we work with you, we will ask you about the type of service you provide, whether patrons dine on site or you deliver take-out, whether you serve alcohol, and many other questions. The result will be a package policy tailored to your establishment that may include a number of different types of coverage, including:

• General liability
  
• Property insurance/premises liability
  
• Liquor liability
  
• Food safety and food borne illness coverage
  
• Workers compensation
  
• Company auto insurance
  
• Garage keeper/valet liability
  
• Business fraud and fidelity policies
  
• Employee benefit plans, such as health, life and 401(k)
  

Note that if you do not provide employee benefits through your establishment, we can also provide personal insurance, including health, life, and auto coverage, to your employees.

To get started with restaurant or bar insurance quotes, please contact our Columbus, OH insurance office, at
614-236-8691.